When you are behind on a payment, they never let you forget it. The phone just keeps ringing. Sometimes, there is just dead air, or perhaps a person trying hard to speak English but failing miserably. You can talk till you are blue in the face but unless you can come up with the required payment, they keep hounding you.

This morning at 4:00 a.m. they called me! I could have exploded in anger, after-all they woke me up. They wouldn’t listen to what I was saying so finally in desperation this is what I said to this persistent bill collector:

“You know, I really want to thank you for calling me today. Your job must really be difficult at times. If you would like, I would be happy to pray with you right now so that God gives your the strength to handle such a challenging job!”

…….”Click!”

Perhaps it was poor judgement on my part to forgo making a car payment and pay instead for Fiona’s ear surgery. But it is over and done with and hopefully after today’s experience, so are the annoying phone calls!